But what happens if you don’t have a bank account? Don’t fret, as even if have an account with a bank it is still possible to travel to countries that require visas. How? That’s what this article is about and we’ll show you how to get a visa in the absence of an existing savings account!

1. Submit Proof Of Your Business Or Certificate Of Employment

A business or job that pays you regularly income or get money in each month. However, you don’t transfer it with a bank, however, you may have other ways to save it, perhaps through piggy banks or other investment options.

If you’re a newcomer and are not yet registered, you may submit copies of your quarterly or monthly percent tax payment (Form 1701 and 1701Q) which will show your gross earnings and the Embassy can assess from that how much you earn.

If you’re an owner of an online company and you are a business owner, you should be able to show the screenshot of your website as well as the transactions you’ve done in a month. Also, you can submit your remittances, or any other proof that you earn. But, I would advise that you sign up and pay your taxes to ensure more streamlined visa applications in the near future.

For Employees:
* Employment Certificate
* Income Tax Return

Employers who do not have bank accounts can present a maximum of 6-3 months of pay slips, which can be used as evidence of the amount you receive. If there is an ATM you can make use of your pay account.

However, if you are an online freelancer – you can send a copy of the contract for your client or a certificate of employment, if none, a screenshot of your e-mails/conversations and PayPal transaction or remittances. However, I would recommend that you sign up and pay taxes to ensure more streamlined visa applications in the near future.

2. Get A Sponsor

An sponsor can be defined as someone who’s willing to assist you financially. It could be your spouse parents, siblings, or family members. If you are a sponsored then you’ll need a guarantee letter or signed “Affidavit of Support.” Be sure that you have a financial institution with your sponsors as instead of your own you’ll be providing your bank account of your sponsor’s Certificate as well as a Bank Statement as well as other evidence of financial capability (Business certificates or employment certificate)

3. Show Proof Of Property Ownership for Bank statement

You may also present copies of any property that you own. This could be considered an asset and the embassy could verify that you have roots within your home country. You can provide the title to your land, condominium unit Titles and Investment on Stocks or even a Car Registration and this will prove your case that money used may not be at the banks, however that you have invested it in a responsible manner. If you are also an owner of an Cooperative in which you have your savings, you may request them to provide you with a proof that you’re an active member and have capitalized your savings for XX.

Property ownership doesn’t just assist you to prove your financial capability but also prove your connection to your country. Read more about the seven ways on How to Prove Deep roots or deep ties to Your Country.

4. Show Other Sources Of Income

When you are earning other revenue sources, you may include it as proof. For instance, if you’re renting your house, you can present a Contract of Lease. If you are employed part-time particularly online You can also provide evidence of your transactions and remittances. If you are receiving an allowance per month from your spouse, you are able to submit 3 months worth of receipts with the process of applying for your visa.

5. Make A Cover Letter for Bank statement

A cover letter or Letter of explanation can assist you in completing the process of completing your Visa Application. In that letter your explanation of what you need to do to satisfy your requirements particularly bank accounts, and why this particular person is sponsoring you, and the reason you’d like to the country.

Check that the cover letter you send is written in English and grammatically correct , and what you wish to convey to the embassy to receive. If they are able to understand and understand the message, you may have a the chance to be approved but should they be confused, they might reject your visa. If you need assistance, Jonathan offers a service called cover letter Writing Service which you can utilize for a variety of Visa Applications (you just have to modify it).

A bank account that isn’t open is an issue when applying for a visa. But, it doesn’t stop you from having the chance to obtain a visa to the country you’ve been dreaming of.